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Cross River Digital Lending

Cross River Digital Lending is a centralized lending platform that enables fintechs to launch and scale loan programs through API-based origination, underwriting, compliance oversight, and capital markets solutions. The platform supports the full loan lifecycle from application to securitization and sale, including crypto-backed loan financing for short-duration, over-collateralized loans backed by onchain collateral.
Category: Centralised Borrowing & Lending

Cross River Bank


Cross River operates a proprietary real-time banking core platform that delivers embedded financial services to fintech and technology companies. The platform provides payment rails including ACH, wires, RTP, and FedNow, card issuing and processing capabilities, digital lending infrastructure, and cryptocurrency banking services. Cross River enables partners to access banking functionality through API integrations while maintaining federal regulatory compliance.

Funding Rounds

Funding Round: Series D
Funding Date: 1 Mar, 2022
Raised Amount: $620M

Funding Round: Unknown
Funding Date: 1 Aug, 2020
Raised Amount: $106M

Funding Round: Series C
Funding Date: 1 Apr, 2020
Raised Amount: $100M

Funding Round: Series B
Funding Date: 1 Dec, 2018
Raised Amount: $100M

Funding Round: Unknown
Funding Date: 1 Jun, 2018
Raised Amount: $27M

Funding Round: Series A
Funding Date: 1 Nov, 2016
Raised Amount: $28M

Investors