Decaf provides payment links and accounts for cross-border payments, targeting remote workers, freelancers, digital nomads, creators, remittance senders, online businesses, nonprofits, agencies, humanitarian organizations, exporters, and online sellers. Its service lets users receive payments by card, bank transfer, or USDC and use funds through virtual Visa cards, bank withdrawals, and cash pickup where available. Decaf states that payment services are provided with licensed institutional partners and that it is not a bank, exchange, or asset custodian.
