Flouci distributes digital banking services negotiated with partner banks and is approved by the Central Bank of Tunisia; it states that it is not itself a bank. Its app combines a wallet with free current and savings accounts, transfers, debit cards, cash withdrawals, bill payments, mobile top-ups, donations, and QR payments. For merchants and enterprises, Flouci Gateway provides payment APIs, online checkout integration, payment links, QR point-of-sale payments, reporting, and multi-user access.
