Description
Gnosis App is a self-custodial neobank combining a Visa debit card, IBAN account, and zero-percent foreign exchange fees with Circles (CRC), a personal currency generated at one unit per hour. Users earn up to 5% cashback in CRC on card purchases and can spend CRC in the in-app marketplace or transfer it across their trust-based social graph. Funds are held in Safe Smart Accounts, and the app is available in the EU, EEA, Argentina, and Brazil.