Lumen Money operates a peer-to-peer decentralized lending and borrowing platform using smart contracts on Neon EVM. Users can supply assets to liquidity pools, borrow against digital-asset collateral, earn interest, and participate in automated liquidation processes. The protocol supports assets including ETH, SOL, USDT, USDC, and NEON, with isolated pools, dynamic interest rates, reserves, and a loyalty-points program. It integrates Pyth Network price feeds and maintains a bug bounty program.
