Monica Technologies Limited operates Monica, a direct crypto-to-naira off-ramp for users in Nigeria. Customers send supported assets—including BTC, ETH, SOL, TRX, BNB, USDT and USDC—to a Monica address and receive naira to their bank accounts after on-chain confirmation. The app also supports Nigerian bill payments, naira transfers, and virtual USD Visa cards funded with crypto or naira. The company states that it serves over 500,000 verified users and is aligned with Nigeria's VASP framework.