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N26

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Category: Bank

Overview

Organization

Description

N26 is a mobile bank offering tiered current accounts for personal and business use. Accounts are managed through a single mobile app with a Mastercard debit card, SEPA and instant transfers, and Spaces sub-accounts for organizing funds. A flexible Instant Savings account earns interest at rates tied to the European Central Bank deposit rate, varying by account tier. Within the app, users can trade stocks and ETFs without commission through a partnership with Upvest Securities GmbH, trade over 400 cryptocurrencies via Bitpanda, and invest in professionally managed ready-made funds. Premium account tiers include travel insurance provided by Allianz Assistance, airport lounge access, and a travel eSIM covering multiple destinations. Business accounts for freelancers and self-employed individuals are available across the same tier structure. The bank holds a full German banking license from BaFin, with deposits protected up to €100,000 by the German Deposit Protection Scheme.

N26

Description

Technology & Skills