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Named Virtual Accounts

Named Virtual Accounts is a multi-currency virtual account product that provisions bank accounts with local banking details including IBANs, ACH routing numbers, and CLABE identifiers for each supported jurisdiction. Each account is held in the business or customer name, enabling direct two-way payment flows without establishing local banking relationships. Accounts are created and managed via API with real-time settlement tracking and webhook event notifications.
Category: Financial Services Platform

Lumx

Lumx serves fintechs, neobanks, and payment processors that need cross-border payment capabilities without setting up banking relationships in each market. Users can accept local currencies via PIX, SPEI, SEPA, and ACH, convert to stablecoins, issue multi-currency virtual accounts, and manage custodial wallets across multiple blockchain networks. KYC, AML screening, and transaction monitoring are built directly into the API.
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