Nirvana Finance operates a decentralized financial protocol centered on its Assured Value Machine (AVM), which defines and compounds asset value through reserves, minting, trading, borrowing, and redemption mechanisms. The protocol offers ANA and prANA-related functionality, non-liquidatable zero-interest credit, reserve-backed stability, and governance participation. Its Samsara product provides single-asset-backed derivatives with rising net asset value, protocol-guaranteed liquidity, downside protection, and interest-free credit.