SoFi Technologies operates a nationally chartered online bank and digital financial services platform serving consumers across lending, banking, investing, and cryptocurrency. Users can manage checking and savings accounts, apply for personal, student, and home loans, trade stocks and ETFs, and buy, sell, and hold cryptocurrencies through a single integrated app. The platform integrates blockchain-powered remittance capabilities for international money transfers and provides access to insurance and estate planning products. SoFi also operates Galileo, a financial technology infrastructure platform serving financial institutions and fintechs through API-based payment and card management services.
