Description
SpectroCoin is a centralized cryptocurrency platform offering exchange, custodial wallet, and financial services through a unified web and mobile interface. The system supports buying, selling, and exchanging multiple digital assets via bank transfers, cards, and e-wallets, while providing a multicurrency custodial wallet with personal IBAN accounts and VISA debit cards for spending. Additional capabilities include crypto-backed loans with configurable loan-to-value ratios and a merchant payment gateway with API integration and e-commerce plugins for accepting cryptocurrency payments.