Trilobyte provides non-custodial lending infrastructure on Stellar's Soroban platform. Its protocol represents loans as smart-contract vaults, enabling pool managers to underwrite businesses, structure and monitor loans, stake collateral, and earn fees; investors to fund vaults with stablecoins and earn yield; and borrowers to receive and repay loans based on verified cash flow or pledged tokenized real-world assets. The protocol includes on-chain transparency, collateral escrow, debt tokens, passkey smart accounts, and timelock governance. The website states that Trilobyte is launching soon and is currently in active development on Stellar Testnet, with smart contracts not yet deployed on mainnet.
