BipTap provides crypto-and-fiat banking infrastructure for individuals, businesses, fintechs, trading platforms, and Web3 companies. Its offering includes multi-currency accounts, wallets, virtual and physical cards, payment processing, cross-border transfers, crypto-to-fiat exchange, and white-label Banking-as-a-Service. BipTap’s current terms describe the platform as a technical interface connecting users with independent licensed financial-service providers, which operate the underlying financial accounts and regulated services.