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Clixpesa Ltd.
Clixpesa is a mobile-first Web3 financial platform that makes crypto and money tools more accessible for everyday users. It offers a wallet, stablecoin savings, peer-to-peer lending, and on-chain rotating savings groups (RoSCAs), with a focus on financial resilience in Sub-Saharan Africa.
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Clixpesa
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Description
Clixpesa is a borderless, customer-centric platform designed to make money and crypto transactions simple and familiar, offering features like low-cost transfers, interest on deposits, rewards, and peer-to-peer loans.Clixpesa Savings
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Description
Clixpesa Savings lets users create savings goals and deposit USD stable assets, which are converted to USDC. Its system evaluates supported DeFi protocols every 24 hours using yields, liquidity, risk signals, incentives, and gas costs, reallocating only when the projected net outcome improves within defined security controls. Savings are not locked and can be cashed out at any time; yield sources include curated Morpho vaults, Aave v3, Moonwell, and Fluid.Category: Yield Aggregator
Clixpesa Roscas
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Clixpesa Roscas is Clixpesa’s digital chama service. Members create or join savings groups, contribute funds onchain, and receive automated payouts based on an agreed slot order. It uses blockchain-recorded transactions and smart contracts to support transparency, security, accessibility, and automated record-keeping, with access to services such as interest-earning products and peer-to-peer loans.Category: Decentralised Borrowing & Lending
Clixpesa P2P Lending
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Description
Clixpesa P2P Lending enables direct lending between users. Lenders create offers specifying currency, amount, interest, duration, and limits; borrowers browse, filter, or receive credit-profile-based recommendations before requesting a loan. The service tracks scheduled repayments and repayment history, notifies participants, and follows up on missed payments through platform policies and collections workflows.Category: Decentralised Borrowing & Lending