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Fnality UK Limited

Fnality UK Limited is the UK operating company for the Sterling Fnality Payment System, a regulated DLT-based wholesale payment system backed by funds held at the central bank.
London, United Kingdom

Dollar Payment System


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Description

Dollar Payment System is Fnality’s planned U.S.-dollar system for wholesale financial-market participants. Fnality states that it is in discussions with U.S. regulators and envisages multiple interoperable payment systems supporting real-time treasury optimisation, dynamic liquidity management, and near-instant cross-border payment-versus-payment settlement. It is not presented as operational.

Category: Payments Infrastructure

Sterling Fnality Payment System


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Description

The Sterling Fnality Payment System (£FnPS) is Fnality’s first operational payment system and the first fully regulated DLT-based payment system of its kind. Operated by Fnality UK Limited, it supports institutional participants using balances backed 1:1 by central-bank funds through an RTGS Omnibus Account. Its settlement platform runs on a private Ethereum network; access and operational scaling remain subject to regulatory limits and expectations.

Category: Payments Infrastructure

Euro Fnality Payment System


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Description

The Euro Fnality Payment System is a jurisdiction-specific wholesale payment system forming part of Fnality’s global network of interoperable, locally regulated payment systems. Fnality describes it as being developed in Germany for regulated financial institutions, with settlement in central bank reserves, programmable workflows supporting institutional use cases such as delivery-versus-payment and payment-versus-payment, and interoperability across currencies and financial-market infrastructures. The German Fnality Europe GmbH entity supports its development.

Category: Payments Infrastructure