Description
Nium provides real-time, cross-border payments infrastructure that lets businesses send, receive, and convert funds worldwide from a single platform. Its offerings include multi-currency accounts, global payouts to 190+ countries, global card issuing (physical and virtual), foreign exchange, instant account verification (Nium Verify) across 50+ countries, and a newly launched stablecoin-backed card issuance platform that lets businesses turn stablecoin balances into real-world Visa/Mastercard spending. Businesses can connect via API, the Nium Portal, or SWIFT rails. Nium serves a wide range of clients including financial institutions and banks, platforms and enterprises (payroll, marketplaces, spend management, creator economy), and travel businesses (online travel agencies, airlines, hotels), processing over $60B in payments annually for 1,000+ customers. The company recently acquired Cypher to build infrastructure connecting Web3 and traditional finance.