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Nium

Nium provides global payments infrastructure for businesses, banks, fintechs, marketplaces, payroll providers, and travel companies. Its platform supports multi-currency accounts, global payouts, foreign exchange, card issuing, account verification, APIs, and stablecoin-backed cards.
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Nium Portal


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Description

Nium Portal is Nium’s dashboard interface for accelerating payment application development and deployment. It supports payment route optimization, payment prediction and tracking, batch payouts, global balances, transaction reporting, webhook configuration and sandbox testing, callback URL testing, customizable roles, and granular access controls for developers, administrators, finance teams, and businesses managing large-scale cross-border payment operations.

Category: Payments Infrastructure

Global FX


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Description

Nium Global FX provides foreign-exchange infrastructure for businesses including banks, platforms, marketplaces, and payroll providers. It connects to institutional liquidity providers, supports rate locking across 60+ currencies, conversion across 2,000+ currency pairs and 125+ currencies, real-time and historical rate access, and 24/7 execution through Nium’s platform and APIs.

Category: Payments Infrastructure

Multi Currency Accounts


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Description

Nium’s Multi Currency Accounts provide global funding, payables, receivables, and cash-management capabilities. Customers can fund accounts through local rails or SWIFT, hold and convert balances across 100+ currencies, issue local account details, receive payments, and make global payouts. The product also offers automated reconciliation, payment tracking, treasury controls, reporting, credit alerts, and access through the Nium API or Nium Portal.

Category: Payments Infrastructure

Global Payouts


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Description

Global Payouts enables enterprises and financial institutions to send funds to bank accounts, wallets, and cards using systems including Swift, ACH, SEPA, wire transfers, and real-time payment rails. It provides API integration, real-time tracking and notifications, automated reconciliation, beneficiary account verification, FX across 125+ currencies, and flexible funding through local rails, Swift, and direct debit.

Category: Payments Infrastructure

Stablecoin-Backed Cards


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Description

Stablecoin-backed cards are Nium’s card infrastructure offering for crypto exchanges, fintechs, neobanks, platforms, and marketplaces. The cards enable spending from stablecoin balances such as USDC through traditional card networks, with Nium converting stablecoins to fiat at the point of purchase so merchants receive standard fiat payments. The offering supports stablecoin-linked card programs, virtual cards, vendor payments, corporate expenses, employee travel, SaaS subscriptions, and platform payouts, with compliance-ready infrastructure and jurisdictional restrictions. The program is currently offered through early access.

Category: Card

Global Card Issuance


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Description

Global Card Issuance is Nium’s card-program product for launching and managing physical and virtual cards across 30+ markets. It supports multi-currency wallet funding, configurable spending limits and merchant-category rules, Visa or Mastercard acceptance, Google Pay and Apple Pay compatibility, fraud detection, real-time monitoring, and reporting. The product is presented for banks, platforms, marketplaces, payroll providers, spend-management businesses, and travel businesses, with platform and API access.

Category: Card

Nium Verify


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Description

Nium Verify validates recipient account details, account status, and account-holder name matches before payment. It is available through an API and the Nium Portal, returning standardized results such as Verified, Not Verified, or Not Supported for onboarding, beneficiary management, and payout workflows.

Category: Risk Assessment