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Credit Coop

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Category: DeFi
TVL: $4.6M

Credit Coop

Credit Coop describes itself as programmable credit infrastructure bridging TradFi and DeFi rails. Its core product is a Secured Line of Credit powered by Spigot technology, which gives lenders direct programmatic control over borrower cash flows via a programmable lockbox that captures, monitors, and automates repayments in real time. The platform operates onchain—transparent, programmable, and instant—and is built on UCC Article 12 to create legally perfected security interests in digital payment flows, positioning it as programmable collateral for institutional capital markets and the stablecoin economy.
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Funding Rounds

Funding Round: Seed
Funding Date: 1 Aug, 2025
Raised Amount: $4.5M

Investors