Nium is a global payments infrastructure company that helps businesses collect, hold, convert, and disburse funds across borders. Its products include multi-currency accounts, global payouts, foreign exchange, physical and virtual card issuing, bank account verification, the Nium Portal, APIs, and stablecoin-backed card programs. Nium serves banks, financial institutions, money transfer operators, marketplaces, payroll providers, enterprises, creators, airlines, hotels, and online travel agencies.