zPayments logo

ZPayments

zPayments is Zoth's cross-border payments infrastructure product, enabling businesses to move money across borders instantly with no hidden fees. It is built on institutional-grade, compliant payment rails and serves money transfer operators (MTOs), SMEs/startups, importers and exporters, and payment service providers (PSPs) with collections, payouts, and transfer use cases.
Category: Payments Infrastructure

Zoth

Zoth describes itself as a privacy-first stablecoin neobank and full-stack onchain banking platform designed to unify yield, payments, compliance, and security into a single institution-grade platform, with a particular focus on underserved institutions across the Global South. Its core product lines include zVaults, institutional-grade vaults (such as the zOPAL vault built on BlackOpal's LiquidStone II strategy) offering curated RWA and DeFi yields of up to ~16% APY with MPC custody, pre-audited smart contracts, and daily NAV transparency; zPayments, an instant, low-fee cross-border payments rail with built-in KYC/AML/sanctions compliance, backed by Money Transmitter Licenses across 50 US states and FINTRAC registration in Canada; Tokenize, a Fund-as-a-Service offering for launching regulated tokenized investment vehicles under Cayman Islands Monetary Authority oversight and managed by BVI FSC; and an Agentic Payments stack (in beta) enabling AI agents to autonomously transact, verify identity, and settle payments over stablecoin rails. Zoth serves neobanks, exchanges, family offices, MTOs, SMEs/startups, importers/exporters, and PSPs, and partners with firms such as Base, Avalanche, Movement, Fireblocks, Fordefi, Chainlink, Paxos, Bakkt, Sumsub, and QuillAudits. The company is based in Panama City, Panama.
Explore Organization

Funding Rounds

Funding Round: Strategic
Funding Date: 9 Feb, 2026
Funding Round: Strategic
Funding Date: 8 Aug, 2025
Raised Amount: $15M
Funding Round: Strategic
Funding Date: 1 Aug, 2024
Raised Amount: $4M
Funding Round: Seed
Funding Date: 10 Apr, 2024
Raised Amount: $2.5M

Investors